Home Loan Prepayment Calculator
See the magic of extra EMI payments on your loan tenure.
Total Interest Saved
₹0
Time Saved: 0 Years
Original EMI
₹0
New Tenure
0 Yrs
Original Interest
₹0
New Interest
₹0
Why Prepay Your Home Loan?
Home loans are often the biggest liability in a person's life. Even a small partial prepayment can drastically reduce your interest burden. For example, paying just one extra EMI every year can reduce a 20-year loan tenure by nearly 4-5 years, saving you lakhs in interest.
Use this free Home Loan Prepayment Calculator to simulate scenarios. Whether you plan to increase your monthly EMI (Step-Up) or make a lump-sum payment using your annual bonus, this tool visualizes exactly how much faster you can become debt-free. It compares your Original vs. Revised Tenure instantly, helping you make smarter financial decisions.
